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Privacy policy

Last updated 2 September 2026

This policy explains what happens to information when you use this site. It is written to be read, not to be survived.

What the calculators do with your numbers

Nothing leaves your device. Every calculation runs locally in your browser. Amounts, rates, salary figures and goals are never sent to a server, never stored, and never visible to us or to anyone else.

What we collect

We do not ask you to create an account and we do not run a mailing list. If you email us, we hold that email in order to reply to it.

Cookies and advertising

This site is funded by display advertising. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.

Analytics

We may use privacy-respecting analytics to count page views and understand which guides are read. This records aggregate information such as page URL, referrer, approximate country and device type. It is not used to identify individuals.

Your rights

Depending on where you live you may have the right to access, correct or delete personal data we hold, to object to processing, or to withdraw consent. Because we hold almost nothing, most requests resolve quickly. Write to privacy@moneta.tools.

Children

This site is not directed at children under 13 and we do not knowingly collect their data.

Changes

If this policy changes, the date at the top changes with it. Material changes will be noted on the page rather than made quietly.